95-524 Wikao St #A101

Mililani, HI 96789

Price: $550,000

  • 2 Bedroom
  • 2 Bath
  • 797 Sqft Living
  • 4.75% VA Assumable Loan
  • $4K Cash Gap
  • $4K Total Monthly Payment

About the property

Price: $550,000

Peaceful Corner Location
Tucked away in Gardens at Launani Valley, this ground-floor end unit offers added privacy and is set back from street noise and foot traffic. Enjoy serene valley views from your private covered lanai.
2 Bedrooms / 2 Bathrooms
This 797 sq. ft. townhome features a functional split-bedroom layout with two full bathrooms—ideal for comfort and privacy whether living solo, with a partner, or a roommate.
2 Dedicated Parking Stalls
Includes two assigned parking stalls (Stalls #33 & #37) close to the unit—offering convenience and flexibility for multi-vehicle households or guests.
Amenities
Enjoy access to Launani Valley’s lush community grounds, which include a pool, hot tub, BBQ areas, playground, tennis courts, basketball courts, and scenic walking/jogging paths.
Assumable VA Loan
Rare financing opportunity: VA loan with a 4.75% interest rate and PITI of ~$3,145 can be assumed by non-VA buyers, with low cash gap for qualified applicants. Loan balance approx. $546K with 26 years remaining.
School District & Location
Located in the Mililani area near Wheeler Middle and Leilehua High School. Easy access to Schofield, H-2, and Mililani Town Center. A smart choice for military or working professionals.
Turnkey & Low Maintenance
Built in 1993 with double-wall construction and vinyl/laminate flooring, this home is designed for low upkeep. Appliances include washer/dryer, microwave, and refrigerator.
Pet-Friendly & Community-Oriented
Bring your furry friend! The pet-friendly policy and abundance of green space and walking paths make this home perfect for pet lovers. Plus, with ample guest parking and a welcoming neighborhood vibe, you’ll feel right at home in no time.

Mililani

Oahu, HI

Mililani blends suburban comfort with lush surroundings, offering a peaceful retreat without sacrificing convenience. Known for its award-winning schools, well-maintained parks, and strong sense of community, Mililani is a favorite among families, professionals, and military members alike.

Just off Wikao Street, nestled in the serene Gardens at Launani Valley, you’ll find a quiet escape beneath a canopy of trees and mountain views. This hidden gem of a neighborhood is tucked away from the hustle, yet minutes from Schofield Barracks, Wheeler Army Airfield, shopping centers, and freeway access. Enjoy nearby walking trails, community recreation areas, and the cool breeze unique to this valley setting.

Life in Mililani is about balance—proximity to nature, top-tier amenities, and easy commutes to town, North Shore, and beyond. Whether you’re unwinding on your lanai or exploring the island, Wikao Street offers the ideal launching point for Oʻahu living at its best.

Amenities & Upgrades

Complete List of Amenities and Features

Lock In a 4.75% Interest Rate

Sellers offering up VA assumable Loan

Whats VA Assumable Loan?

A VA assumable loan is a type of mortgage that allows a qualified buyer to take over (or “assume”) a seller’s existing VA loan, including its terms like interest rate and remaining balance. The main benefit for buyers is the potential to secure a lower interest rate than current market rates, which can save money over the life of the loan. Plus, it may reduce upfront costs since buyers can avoid starting a new loan from scratch.

VA Assumable Details

Remaining loan balance: $546,000
Interest Rate: 4.75%
Monthly Payment: $3,145

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95-524 Wikao St Unit A101, Mililani, HI 96789

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